7/30/09

Car Insurance For Young Drivers

Car insurance for young drivers is a nightmare and if you ask an insurance company they would never do it if it's not for the sake of their business. There is every chance that a young driver will get more involved with accidents than an older driver. This also affects the cost of premium and the insurance for young drivers cost more.

Though auto insurance for younger drivers is not cheap, you can find a cheap insurance if you plan it well. The planning means that you need to do certain things before your kids reach the age of the maturity for personal insurance.

One thing that can help a lot at the time of personal insurance for your kids is that you should get those co-insured while you are purchasing car insurance for yourself. This will help them to share the good will and they will have a good goodwill at the time they need to purchase personal car insurance for themselves.

A formal driving training from a reliable school which has a good repute will also add up to the score at the time of car insurance. You can teach them driving yourself, but that will not add to the score and there will be no benefit in terms of lowering the cost of car insurance.

Good grades at the car driving school will also add up to the points. Ask them to keep at least grade B through out the course. This is generally liked by the insurance companies and they will reward you for this. This way you will prove your credibility and in return they will lower your cost for the car insurance.

Remember that different car models and makes have different value with the auto insurance companies. Generally cheaper cars cost less at the time of insurance and the cars that are rare or are costly will cost you higher for the premium. So get your kid a cheaper car when he buys his first insurance and he can then upgrade later. This will greatly help to reduce the insurance money.

Occasionally ride with your kids to teach them something good about driving. If you do not ride with them, they will only gain from the schooling at driving school but you will transfer the experience and this will help them in the long run. Also make sure that you yourself drive safe so that they imitate the right thing.

By Asif Mumtaz

Buying Auto Insurance Online to Pay Less

Car Insurance When you're buying auto insurance online you're actually going to pay less money than if you just call your agency. It is highly doubtful that your agency is going to be able to meet or beat the online comparison quotes you'll get. Not only that, but you're going to save a bunch of time as well.

Auto insurance online is quite easy to get, but it can take a few minutes to make a few choices. The best way to go about it is to choose one of those websites that offer you several different insurance company price is at one time. You fill out a simple online form, and within minutes, you'll have contrast prices from several different companies all on the same page.

Then, you can get a more concrete price by filling out all the forms that they need. Fortunately, these forms are easy to fill out and you'll just need some personal information, then information on your car that you'll find on your registration certificate, and you have the answer some questions.

You are not required to purchase a policy if you fill out all of their paperwork. This is probably one of the easiest ways to go about shopping for insurance. Fill out several different companies forms, and you'll get a concrete price concerning the insurance. You are not under any obligation to then purchase the insurance, and can choose the insurance company with the best policy, the customer service, and the best price.

So as you can see if you take the time to fill out the insurance registration forms, you're going to wind up saving money because you will be able to make choices. In the world today the online network offers you the availability of a variety of different insurance companies. This means competition for your insurance dollars it's quite stiff, and competition is good for you, because you pay less when buying auto insurance online.

By Ted Kripps

Why is California Insurance Different


Car Insurance California is different in many ways and California insurance is different for automobiles as well. In fact, the Motor Vehicle Department in California is required to keep on record your insurance

company.

Many states do not involve the California Motor Vehicle Department in their insurance laws. California automotive insurance laws are slightly different. The insurance company must report to the motor vehicle department if the registered owner has insurance or not.

This means that you must have insurance in order to drive on California's state roads. When they pull up your license plate the registered owner must be carrying insurance and it will be recorded with the Department of Motor Vehicles. This means that if you do not have insurance, you can be pulled over just by the officer reading your license plate and checking on the registered owner.

If you drop your policy, cancel your policy, or do not make your payments and your insurance company drops you, they must notify the California Department of Motor Vehicles. This is why it's vital that you shop around for insurance for your California vehicles and make sure you can afford the insurance on your vehicle.

You must carry a minimum liability insurance whether you own your vehicle or not. There's a good chance if you do not own your vehicle outright that your finance company will also make you carry full coverage also known as comprehensive, collision, and of course higher liability limits.

You can save money by shopping for your California insurance online. Believe it or not, you can get comparison quotes and find a company that can offer you a policy for less. Yes you do not shop online for your insurance and just call your insurance agency, you'll never know how much money you can save by getting a few automotive insurance quotes.

By Ted Kripps

7/6/09

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Farmers Insurance Annual Challenge: Be a Hero for Babies Day(SM) (redOrbit)
LOS ANGELES, July 6 /PRNewswire/ -- For the fourth consecutive year, Farmers Insurance agents and employees nationwide will hold "Be a Hero for Babies Day" on July 22, 2009, aiming to raise more than $2 million for March of Dimes research and education programs to help moms have full term pregnancies and healthy babies. (Logo: http://www.newscom.com/cgi-bin/prnh/20080605/LATH062) "Be a Hero ...

Farmers Insurance Annual Challenge: Be a Hero for Babies Day(SM) (PR Newswire via Yahoo! Finance)
For the fourth consecutive year, Farmers Insurance agents and employees nationwide will hold "Be a Hero for Babies Day" on July 22, 2009, aiming to raise more than $2 million for March of Dimes research and education programs to help moms have full term pregnancies and healthy babies.

L.A. County sheriff's sergeant accused in assaults had been focus of prior misconduct investigations (Los Angeles Times)
Before he was accused last month of sexually abusing three women, Mark Fitzpatrick was investigated on other sex assault allegations. He has pleaded not guilty. For days after he allegedly sexually assaulted a woman during a May 2008 traffic stop, Los Angeles County Sheriff's Sgt. Mark Fitzpatrick left messages on the woman's home phone in an effort to see her again, according to audio ...

Abacus Insurance Brokers Expands Online Stunt Coverage Offering (Marketwire)
LOS ANGELES, CA--(Marketwire - June 30, 2009) - Abacus Insurance Brokers, Inc., a Los Angeles-based program manager that distributes specialty insurance products online through www.abacus.net , has enhanced its portfolio of production programs by expanding the range of eligible stunts. Coverage for pyrotechnics, demolitions, explosions, wild animals, car chases and motorcycles has been added ...

Get Briefed: Whitney Tilson (Forbes)
Whitney Tilson is the founder of T2 Partners.

Steer clear of these five car-rental traps (MSN Money Canada)
New fees, layers of taxes, higher rates and a maze of rules and exclusions make car rentals more expensive than ever. Here are some ways to protect yourself and pay less.

Casey Kasem Counts Down For Last Time (Local 6 Orlando)
Casey Kasem has done his final countdown.

Ada to Zeeland for July 6 (The Grand Rapids Press)
ADA TO ZEELAND July 14 hearing slated on beauty road designation ADA TOWNSHIP -- A Township Board hearing is scheduled for July 14 t on whether the natural-beauty road designation should be lifted on Bailey Drive SE from Vergennes Street...

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Top Gear gets bottom marks for insurance advice (Guardian Unlimited)
James May's advice that parents should "front" insurance policies for their children is way off track, says Jill Insley Petrolheads may revere the Top Gear team as gods on all things engine-related, but when it comes to personal finance one thing is clear: they are not to be trusted. In Sunday's episode they raised the problems faced by young drivers, teenage males in particular, when trying to ...

Community Calendar (The Victoria Advocate)
Editor's Note: All club and support group meeting notices will now run in the support groups and meeting notices calendar on Sundays. All notices are due Monday morning of the week prior to your meeting. Direct questions to Robbi Patterson, 361-580-6524 or e-mail rpatterson@vicad.com

Buying used? How to avoid getting bitten by repair costs (Carteret County News-Times)
(ARA) - If your old clunker is gasping its last, you might think (like millions of other Americans these days) you can save yourself some money by buying a used car instead of a new one. You can -- if you make smart buying decisions.

The ยฃ70k gold-plated secret perks for police... and it's taxpayers who foot the bill (Daily Mail)
The ยฃ70k gold-plated secret perks for police... and it's taxpayers who foot the bill

Do you know your speed limits? (This is West Country)
RESEARCH revealed this week by Direct Line and Brake, the national Road Safety Charity, has found that an alarming number of drivers do not know what the national speed limit is.

Local News : Charged up at Wasilla chamber - Frontiersman (Mat-Su Valley Frontiersman)
WASILLA โ€” What does it cost to run a chamber of commerce? $3,000 in Isagenix dietary supplements. $1,300 to Tailgaters sports bar. $600 to Tamarack Lodge in Michigan. $16 to Blockbuster Video.

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Cheap auto insurance or affordable auto insurance? Big difference (Carteret County News-Times)
(ARA) - You just found out you need brain surgery. Do you want a cheap surgeon or quality surgery at a price you can afford? If you value your life, the answer is a no-brainer. Same thing goes when it comes to insuring your car.

The logic behind online auto insurance quotes (Purcell Register)
(ARA) - We all want affordable auto insurance, but sometimes it seems that the setting of auto insurance premiums are arbitrary and capricious. But there really is more method than madness to setting premiums and online auto insurance quotes. So, why does auto insurance cost what it costs?

Under Senate health care plan, either way you pay (Union City Messenger)
By RICARDO ALONSO-ZALDIVAR Associated Press Writer WASHINGTON (AP) โ€” First you paid to insure your car. Soon you may have to add health insurance premiums to that stack of monthly bills as well.

Under a Senate health care plan, you pay your own medical insurance premium or pay a fine (Minneapolis-St. Paul Star Tribune)
WASHINGTON - First you paid to insure your car. Soon you may have to add health insurance premiums to that stack of monthly bills as well. In a revamped health care system envisioned by senators, people would be required to carry health insurance just like motorists must get auto coverage now.

No health insurance? Pay a fine (The York Dispatch)
WASHINGTON -- First you paid to insure your car. Soon you may have to add health insurance premiums to that stack of monthly bills as well.

The Power Of The Top 1% (Forbes)
The debate over income inequality is about democracy, not economics.

Car jockey service at hospital (The Star)
VISITORS to the Hospital Universiti Kebangsaan Malaysia (HUKM) who often spend time searching for a parking space can now enjoy a car jockey service.

Clark Howard: New car today can be cheaper than used one (CNN)
Are you one of the seemingly few Americans in the market for a car? There are more of you out there than you might think.

Tips for Finding the Right Vehicle that Fits Your Style and Wallet (Carteret County News-Times)
(ARA) - In today's economy, every dollar counts. If you need to purchase an expensive necessity item like a car you must do so with serious thought and attention to detail. Here are some things to consider.

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Valley Park auto repairs come with prayers (St. Louis Post-Dispatch)
JUNE 29, 2009 -- Technician Andy Gibson checks out a customerโ€™s car at Christian Brothers Automotive in Valley Park, where a new franchise recently opened.

Get Briefed: Whitney Tilson (Forbes)
Whitney Tilson is the founder of T2 Partners.

Senate turns aside new attempt to scrutinize Fed (Boston Globe)
The U.S. Federal Reserve, facing growing pressure as it tries to heal the ailing economy, dodged a bullet on Monday when the U.S. Senate cast aside a new effort to increase scrutiny of the central bank.

City Calendar (The Ponca City News)
Items for the City Calendar should be brought in or telephoned (765-3311) to Bob Patterson, at the Ponca City News, by Thursday noon, or sent to calendars@poncacitynews.com.

Weekly tip (The Brewton Standard)
Saving money is more important than ever in troubling economic times. Itโ€™s also important to protect your assets. Auto insurance policyholders do not have to sacrifice their quality of coverage in order to save money for other crucial expenses.

Times Ticker (Papillion Times)
Garden Club meeting The Papillion Garden Club will meet July 14 at 7 p.m. at Trinity Village, 522. W. Lincoln St. The speaker will be Janine Walker of Lowe's Garden Center. Guests are welcome. Questions, call Deb at 592-0421.

Quick 32 car show and race coming to town (Mount Vernon News)
MOUNT VERNON -- Some of the fastest cars in the state of Ohio will hit the track at Pacemakers Dragway Park this weekend for the July 4 Firecracker Blast, presented by Dukes Quick Lube & Quality Auto Service. The event will feature the Duke's Quick 32 and both Pro and Super-Pro competitions with over $5,000 up for grabs.

Merchants Insurance Launches Flexible Choice Auto Product (Insurance Business Review)
ROOM Solutions is a provider of global software an ... ReadSoft creates and markets software and services ...

Texas' top 5 most stolen vehicles. Did your car make the list? (KLTV 7 Tyler)
July is Watch Your Car Awareness Month in Texas and East Texas authorities warn Texans they need to actively protect themselves against vehicle theft.

Times Ticker (Papillion Times)
Cactus & Succulent Show and Sale