Why is California Insurance Different

Car Insurance California is different in many ways and California insurance is different for automobiles as well. In fact, the Motor Vehicle Department in California is required to keep on record your insurance

company.

Many states do not involve the California Motor Vehicle Department in their insurance laws. California automotive insurance laws are slightly different. The insurance company must report to the motor vehicle department if the registered owner has insurance or not.

This means that you must have insurance in order to drive on California's state roads. When they pull up your license plate the registered owner must be carrying insurance and it will be recorded with the Department of Motor Vehicles. This means that if you do not have insurance, you can be pulled over just by the officer reading your license plate and checking on the registered owner.

If you drop your policy, cancel your policy, or do not make your payments and your insurance company drops you, they must notify the California Department of Motor Vehicles. This is why it's vital that you shop around for insurance for your California vehicles and make sure you can afford the insurance on your vehicle.

You must carry a minimum liability insurance whether you own your vehicle or not. There's a good chance if you do not own your vehicle outright that your finance company will also make you carry full coverage also known as comprehensive, collision, and of course higher liability limits.

You can save money by shopping for your California insurance online. Believe it or not, you can get comparison quotes and find a company that can offer you a policy for less. Yes you do not shop online for your insurance and just call your insurance agency, you'll never know how much money you can save by getting a few automotive insurance quotes.

By Ted Kripps